Auto Loan Calculator
Calculate monthly car payments factoring in trade-in equity, down payment, sales tax, and dealer fees.
Complete dealer audit worksheet to verify out-the-door costs before signing financing paperwork.
ANALYST WORKSHEET ARCHETYPE
Auto Loan & Dealership Audit Worksheet
FORM 1040-AUTO / REV 2026
Vehicle & Transaction Line Items
Audited Ledger
Base Price:$35,000
Estimated Tax:+$2310.00
Dealer Fees:+$899.00
Credits (Down+Trade):-$7,000
Net Loan Principal:$31,209.00
Total Finance Charge:+$4905.44
Monthly Obligation
$601.91 /mo
Total Out-the-Door Cost: $43,114.44